A crisp 3-page reference covering every key figure for the year — tax brackets, Medicare premiums, Social Security bend points, RMD ages, and more. Built for people approaching retirement, not accountants.
Every number is sourced directly from the IRS, SSA, and CMS — updated for 2026 and organized so you can find what you need in seconds.
2026 federal income tax brackets for all filing statuses, standard deductions including the new age-65+ OBBBA bonus, and estate & trust brackets.
IRA, Roth IRA, 401(k), SIMPLE IRA, and SEP IRA contribution limits — including SECURE 2.0 super catch-up rules for ages 60–63.
All 2026 Part B premium tiers based on your 2024 MAGI, Part D surcharges, deductibles, and coinsurance — the numbers most people don't find until it's too late.
Full Retirement Age by birth year, PIA bend points, earnings test limits, and the exact monthly reduction rates for claiming early or late.
2026 long-term capital gains brackets and qualified dividend rates for all filing statuses, plus the 3.8% Net Investment Income Tax threshold.
Spousal and survivor benefit percentages, family maximum formulas, length-of-marriage rules, and SS taxation thresholds for joint and single filers.
I compile this cheat sheet each year because I'm tired of watching people make expensive, irreversible Medicare and Social Security mistakes — not because they weren't smart, but because no one gave them the right numbers at the right time. If you want to go deeper than the numbers and build a retirement plan that's actually yours, I'm here. The first conversation is always free.